This will reduce identity theft… On NPC's part, Ragsag said the Commission will act on any complaint filed by a netizen who may have been a victim of unauthorized processing of data. He also warned about stolen identities being used to apply for bank loans. Meanwhile, PNP-ACG’s Villaran advised netizens to be wary of “too good to be true” online giveaways and raffles with big cash prizes. Do not write down any of your passwords, especially bank accounts, email, and social media login credentials. Since January, VFFC has flagged 12 fake online giveaways. The Philippine Statistics Authority (PSA) on Saturday said it will start the second step of the Philippine Identification System (PhilSys) registration nationwide on Jan. 4, 2021. RA 10175 or the Cybercrime Prevention Act of 2012 punishes the creation of accounts using someone else’s identity. Pagdating sa pag-trace sa kanila, I would believe mas equipped itong mga law enforcement agencies natin para habulin po ito (We would need the whole of government approach for this. Many netizens who took the bait said they were in a “no work, no pay” employment status due to the pandemic. “‘Yung online libel tsaka online estafa, ang pinanggagalingan talaga niyan is ‘yung computer-related identity theft (Online libel and online estafa really start with computer-related identity theft),” he told VERA Files. The threat is real, and almost all Filipinos are afraid of having their information used without their authorization. This modus, however, has leveled-up. The threat of identity theft is very real, and the consequences are more even more terrifying than what you think. Most of the time, identity thieves pose as their victims by obtaining sensitive information such as names, social security numbers, identity cards, and credit card information. COVID-19 tally in Philippines hits 409,574 with over 1,700 new infections 32 days ago Of the total confirmed cases, 27,369 or 6.7% are still undergoing treatment or quarantine. 4: Protecting personal data in the time of COVID-19, March 23, 2020, Department of Information and Communications Technology, Policy on Government’s Social Media Use undergoes Final Consultation, Feb. 7, 2018, Philippine News Agency, DICT urges gov’t agencies to use social media to promote programs, Feb. 5, 2018, (Guided by the code of principles of the International Fact-Checking Network at Poynter, VERA Files tracks the false claims, flip-flops, misleading statements of public officials and figures, and debunks them with factual evidence. Another described herself as a solo parent with a child suffering from a heart condition, while a third one said he is an overseas Filipino worker “stranded” for five months in an accommodation in Pasay City and has not received any form of assistance. Computer-related identity theft is punishable under R.A. 10175 by six years and a day to 12 years of imprisonment, with a minimum fine of P200,000. How To Protect Yourself From Identity Theft. Let’s think of the worst-case scenarios. Follow us on Twitter and Instagram: @ecomparemo. collecting comprehensive statistics on identity theft, but that, “Nonetheless a number of data sources can be used as proxies for gauging the prevalence of identity theft” (GAO, February 2002, p. 2). In the Philippines, cases of these thefts are all the rage. It goes way beyond fake Facebook accounts bugging your friends and family. Did you know? There were 14.4 million identity fraud … Ragsag said this lack of policy “could be a room for improvement” in the future. Report your complaint to the Department of Justice by emailing cybercrime@doj.gov.ph. ©2020 C88 Financial Technologies Pte. In other words, identity theft. Jonathan Ragsag, division chief of the National Privacy Commission (NPC)’s Data Security and Technology Standards Division, said people behind the fake pages could use the personal data they illegally collect “for another purpose which is unauthorized under the law,” such as committing different crimes using stolen identities. The site provides streamlined checklists and sample letters to guide you through the recovery process. Penalty for computer-related identity theft in the Philippines. Villaran said identity theft could turn into online libel when a culprit hides his or her real identity by using a stolen one, and uses it to defame other people. Don’t be surprised if, in the future, an artificial intelligence can create a simulacrum of us a la Black Mirror. Fortunately, you can lower the risks of criminals misusing your personal details. Poseurs can use your fake Facebook account to extort money from your contacts or engage in malicious activities that may implicate you. Data from the Philippine National Police - Anti-Cybercrime Group (PNP-ACG) obtained by VERA Files revealed that computer-related identity theft ranks third in terms of the number of cybercrime cases handled by the ACG from January to October this year. Do not click on suspicious ads as well as emails from unverified sources. Ltd. All rights reserved. Each year, 7-10% of the U.S. population are victims of identity fraud and 21% of those are repeat victims. Because of that, the birth certificate can open the door to other Philippine identity … In 2018, identity theft (15%) is the third most common type of fraud in the US. Sila ba ay potential terrorist (They would pretend to be another person, would get a fake passport using someone else’s identity, would be able to get out of the country, and then we will never know who they are. ), Increase your chances with 20+ banks and lenders. In line with the first one, identity theft can go further by using the said documents and identifying details to open accounts under your name. Once a scammer has your sensitive details, they can resort to various cybercrimes. What harm can Facebook posers do to you? Refrain from using public wireless networks. Based on input from over 6,500 consumers and 650 businesses worldwide, we developed an understanding of the complicated relationship people and businesses have with identity. Ragsag said that the NPC is very much aware of the “heightened risks” of online scams during the ongoing pandemic, as posers and fraudsters are “exploiting the public fear” to get people to fall into their traps. Tell the police someone stole your identity … This could have been a helpful indicator for netizens in determining the verified—thus, official—government accounts. Founded in March 2008, VERA Files is published by veteran Filipino journalists taking a deeper look into current Philippine issues. Identity theft has become one of the main scourges of the modern Internet era, posing challenges for consumers and law enforcement alike. Report lost or stolen IDs and banking cards like ATM and credit cards. Is identity theft common? Find out more about this initiative and our methodology.). MANILA— A woman whose photos were featured on a “sugar daddy” dating site has come forward to report that her images were used without her consent, and that she was never a member of the platform that has seen a rise in sign-ups in the Philippines. Others use supposed private videos as means to harass their victims. The Philippine Statistics Authority attributed April’s record unemployment to the “COVID-19 economic shutdown,” after community lockdowns were imposed across cities and municipalities in an attempt to contain the spread of the virus. In this culture of oversharing, we put a scary amount of data out there and, sometimes we forget that some things are better hidden from public eyes and the cloud. The netizens who fell for the fake DSWD-DOLE page’s post could easily find themselves in the same situation as the teacher, since fabricating a PRC ID only requires a person’s full name, photo, and a registration number. According to the Department of Justice’s 2014 annual cybercrime report, nine percent of the cases their agency handled were about people whose identities were misused by criminals. If they have enough information about you, they can procure your official documents such as birth certificates, government IDs, and so much more. According to the Javelin study, account takeovers tripled in 2017 from 2016, and losses totaled $5.1 billion. (Federal Trade Commission) According to identity theft statistics from 2018, identity theft cases made up 14.85% of all cases reported with the FTC, hence taking third place right behind imposter scams (17.88%) and debt collection (15.88%). 78% of identity theft … The outbreak of the coronavirus disease 2019 (COVID-19) this year came not only as a challenge to medical institutions and health care systems, but also as a socioeconomic burden gravely affecting all sectors of society, especially the poorest. It could even go as far as extortion, which happens when the culprit uses the illegally collected information to force its original owners into paying a sum of money by blackmailing them, he added. Facebook as the most popular social networking in the Philippines, is also the … Identity Theft … These are for your eyes only and treat them as sensitive information. Following the introduction of microchip equipped credit cards in 2015 in the United States, which make the cards difficult to counterfeit, criminals focused on new account fraud. This is an asset they could later on use to earn money, either by removing all their prior posts and replacing them with promotional content, or by selling the pages to new owners who would use them in other purposes. When it comes to penalties, RA 10175 penalizes any person found guilty of computer-related identity theft with imprisonment of prision mayor (6 years and 1 day … A breach in your security online can result in the following: (Read: What Filipino Cardholders Can Learn From The Equifax Hack In The US). Scammers saw an opportunity to take advantage of this government response to the pandemic. In February 2018, the Department of Information and Communications Technology (DICT) announced that a draft “Administrative Order (AO) on Social Media Use of the Government” was already in its last round of public consultations, which included discussions on “dealing with trolls and fake pages.”. The top five complaints received were online scams (366), online libel (240), online threats (129), identity theft … 11469, March 24, 2020, Philippine Information Agency, DSWD starts distribution of cash aid under Social Amelioration Program, April 5, 2020, Department of Social Welfare and Development, Home page, accessed on Dec. 4, 2020, The Official Gazette, Republic Act No. When it comes to tracing them, I believe these law enforcement agencies are more equipped to go after these people),” Ragsag said. Just recently, social media was abuzz with the proliferation of fake Facebook accounts. Of course, it will take some time and effort to prove that you haven’t done the things accused to you. ABS-CBN News Updated as of Nov 02 08:26 AM. To help people who lost their jobs due to restrictive quarantine protocols, the government promised to provide 18 million low-income households with monthly cash assistance worth P5,000 to P8,000 for two months, under the Bayanihan To Heal As One Act. DSWD starts distribution of cash aid under Social Amelioration Program, BBB Tip: Like-Farming is a Facebook scam still going strong, Public school teacher in debt because of identity theft, NPC PHE BULLETIN No. In a nutshell, stolen identities pertains to the intentional use of one’s personal details, usually for monetary gain or criminal activities at the expense of the victim. 3815, s. 1930, Dec. 8, 1930, National Privacy Commission, NPC PHE BULLETIN No. In fact, it’s the biggest fear of Filipinos in terms of their security along with … Identity thieves can get your important documents without your consent. ‘Identity theft’: Young woman’s photos stolen, used on dating app. Penalties for Committing Identity Theft. Identity theft is a very serious matter, around the globe, people have had their identities compromised and have suffered crippling consequences. As for the tracing and arrest of individuals or groups behind the fake FB pages, he said apprehending them will need a “whole of government approach” that would involve the PNP, the National Bureau of Investigation, and the Department of Justice. Worse, your name might end up implicated in various criminal activities and cause you massive inconvenience in the future. But enough about near-future technophobic episodes; there are actual real threats we have to worry about—like fake accounts and stolen identities. Identity theft … Shred bank statements and various papers that have information about you before you dispose of them. Keep your government-issued numbers like SSS and TIN away from everyone. eCompareMo eCompareMo is the No. People were quick to look up their names and found dubious namesakes on the social media platform. 31.7% of breach victims in 2016 later experienced identity fraud, compared to just 2.8% of individuals not notified of a data breach in 2016, according to Javelin.. While seemingly harmless, posts like these that phish personal information can actually be dangerous. The Federal Trade Commission's Consumer Sentinel Network Report stated that identity theft … Finally, victims of identity theft can suffer from lawsuits and defamation due to the previous action and more. The unauthorized acquisition or collection of personal data, the first step of committing the crime, is done in many ways—one of which is through online scams. Fraudulent credit card and banking activities can hurt your credit score and inflict some damages that can last for a long time. Beef up your password game. “Magpapanggap na sila, magpagawa ng passport [using] identity nila, and then makalabas ng bansa, and then hindi natin alam ano ba sila. They’re unsecure and hackers might just gain access to your device. Use alphanumeric characters as well as symbols for creating strong passwords. According to the 2019 report, Americans lost nearly $2 billion to credit card fraud and identity theft … “So parang talon-talon na (So, it’s like it’s jumping [from one crime to another]),” Villaran said. The suspect got the victim’s personal information from his Professional Regulation Commission (PRC) identification card, which he posted on FB. Of the total identity theft reports, the top type in 2018 was credit card fraud (with 157,688). Aside from the financial damage it can possibly cause you, having your identity stolen can also damage your reputation. “'Yung whole of government na approach na po ang ating kakailanganin. Avoid posting details about your personal life pertaining work, family, and relationships. In fact, it’s the biggest fear of Filipinos in terms of their security along with natural disasters. In the old days, identity theft was merely confined to the thieves creating credit cards under your name and maxing them out, leaving you with a heaping pile of debts you don’t even know about. Another possibility of a crime Villaran mentioned is when the culprit hacks someone’s social media account using the data he or she stole, and then victimizes the account owner's friends and followers. The distribution of the subsidy started in April and is ongoing in some places. According to the 2017 Unisys Security Index, 93 percent of Filipinos are concerned about identity theft. Are they potential terrorists)?” Ragsag said in a phone interview with VERA Files. The first and second are imposter scams (18%) and debt collection (16%), respectively. Unsurprisingly, the birth certificate is the document of choice for foreign fraudsters because it shows both identity and nationality. Some of these crimes go undetected for a very long time. However, criminals have evolved with the times. Product information shown on the website of eCompareMo may change at any time without prior notice to keep all rates updated. A copy of your FTC Identity Theft Report; A government-issued ID with a photo; Proof of your address (mortgage statement, rental agreement, or utilities bill) Any other proof you have of the theft—bills, Internal Revenue Service (IRS) notices, etc. MANILA, Philippines - The Bangko Sentral ng Pilipinas (BSP) has cautioned consumers against identity theft amid rising incidents of cyber attacks in the country. Stop yourself from oversharing on social media. For example, not all official FB pages and Twitter accounts of these public institutions have “blue” checks. Other creators of fake pages are now asking for more than just “likes.” They are now collecting people’s personal data, similar to what the fake DSWD-DOLE page did. The indictment was … One of them said she is a lady guard in a Quezon City mall who lost her source of income because of the mall’s closure. 1 financial e-commerce site in the Philippines. Consider these identity theft statistics: In 2019, 14.4 million consumers became victims of identity fraud — that’s about 1 in 15 people Overall, 33 percent of U.S. adults have experienced identity theft … If you’re scared of Social Security System (SSS) employees taking a salary loan using your name, then you should be equally afraid of identity thieves. SEN. Maria Imelda Josefa “Imee” Marcos wants the National Economic Development Authority (NEDA) and the Philippine Statistics Authority (PSA) to explain how a foreign firm hounded … 10175, Sept. 12, 2012, Australian Cyber Security Centre, Like farming, March 6, 2020, Better Business Bureau, BBB Tip: Like-Farming is a Facebook scam still going strong, June 10, 2020, Macmillan Dictionary, Like-farming, May 7, 2018, GMA News Online, Public school teacher in debt because of identity theft, Feb. 26, 2016, The Official Gazette Act No. A popular contemporary eCommerce, most commonly done in the Philippines, is a B2C and C2C model. For now, he encourages each government agency to “look at their own security measures” and inform the public of their official pages and accounts—something that the NPC is already doing, according to Ragsag. Identity theft also plays a big role on cyber harassment. 2. Vera is Latin for “true.”. 10. Identity theft statistics by state. $2 Billion Is Lost Via Credit Card Fraud Each Year: The Federal Trade Commission’s annual Consumer Sentinel Network report gives citizens a snapshot of problems consumers experience in the marketplace. The bogus raffle includes an instruction that asks for the personal details of netizens. 4: Protecting personal data in the time of COVID-19, Policy on Government’s Social Media Use undergoes Final Consultation, DICT urges gov’t agencies to use social media to promote programs. According to the 2017 Unisys Security Index, 93 percent of Filipinos are concerned about identity theft. Last May, VERA Files Fact Check (VFFC) flagged two fake Facebook (FB) pages: one pretending to be a Social Amelioration Program (SAP) updates page, the other posing as the official “interagency” page of the Department of Labor and Employment (DOLE) and Department of Social Welfare and Development (DSWD). A Philippine News Agency article said the AO “seeks to provide [a] framework for government agencies to manage their social media accounts.” But President Rodrigo Duterte has yet to sign the order, and there has been no update about it since February 2018. Peke 'yan -- hundred percent (If they ask for your details and tell you to send them online, and you do not know the identity of the person asking, don’t push through with the transaction. Identity theft was the 3rd most reported crime with the FTC in 2018. The Revised Penal Code sets a penalty of six months and a day to four years and two months of imprisonment or a fine of P200 to P6,000, or both, for libel, aside from a possible civil lawsuit. It’s fake — one hundred percent).”, Philippine Statistics Office, Employment Situation in April 2020, June 5, 2020, Philippine Statistics Office, Employment Situation in October 2020, Dec. 3, 2020, The Official Gazette, Republic Act No. Computer-related identity theft, as defined under Republic Act 10175 or the Cybercrime Prevention Act of 2012, is the “intentional acquisition, use, misuse, transfer, possession, alteration or deletion” of a person’s identifying information. Amid the supposed proliferation of fake Facebook accounts in the Philippines, how do you protect yourself from identity theft? Victims of Identity Theft, 2014 17.6 MILLION U.S. How many Americans are victims of identity theft each year? In what ways can identity theft damage you and how can you protect your your personal information online? Credit Card Fraud Statistics. All Rights Reserved. According to a press release from the Philippine National Police Anti-Cybercrime Group (PNP ACG), a total of 1,211 cybercrime complaints were filed with them from 2013-2015. The … What Filipino Cardholders Can Learn From The Equifax Hack In The US. The idea for Experian’s 2020 Global Identity and Fraud Report was to explore such insight. The instances of malicious PowerShell scripts attacks went up by 1,000% in 2019. RESIDENTS EXPERIENCED IDENTITY THEFT IN 2014 : Press Release Part of the Identity Theft Series: Victims of Identity Theft, 2014 Presents findings on the prevalence and nature of identity theft from the 2014 Identity Theft … We saw in the initial statistics that credit card fraud is the form of identity theft that … Those found guilty of committing computer-related identity theft … Copyright © 2020 Vera Files. By October, it went down to 8.7 percent—equivalent to 3.8 million unemployed individuals—which was still 1.8 million more than the same period last year. Police Major Joseph Arvin Villaran, public information officer of the PNP-ACG, said there are many other possible crimes that could root from computer-related identity theft. There’s a huge chance they’re links to phishing websites and will ask you to hand over your sensitive information. Swindlers, on the other hand, could be charged with two months and a day to 20 years of prison, depending on the amount of the defrauded money. He cited a case from 2016, where a public school teacher found himself deep in debt after his identity was wrongly used to secure loans from three banks. Updated on 5.8.2020: Post updated to address the surge of fake Facebook accounts in the Philippines, which is a form of Identity theft.. Credit card fraud. Credit cards, postpaid lines, bank accounts—the world is an oyster to identity thieves when they have your information in their pockets. The DSWD and DOLE do not share a singular page on FB. It will become online estafa or swindling if the culprit uses the stolen identity to commit fraud on people, with the goal of acquiring money from them. In a public bulletin released on March 23, the Commission appealed to netizens to “be very careful online,” and reminded them to make “trusted government and other legitimate websites” their go-to sources of information, especially on COVID-19 related topics, in order to not fall victim to misinformation. Ragsag said a person who collects the data could use it to pretend to be another person and commit a crime. In 2019, the number of SMS fraud or text scam incidents in the Philippines was highest for those in region 3, amounting to approximately 3.5 million victims. IdentityTheft.gov is the federal government’s one-stop resource for identity theft victims. Identity theft is a cybercrime and not one that should be taken it lightly. They can use your accounts to steal your benefits and leave you paying for them. The second page easily convinced Filipino netizens to give their personal data, receiving over 3,600 comments in just two days after its spurious post was published. We’ve listed a few tips on how to actively protect you and your information in the face of threats: Are you a victim of cybercrime? The … Most of them were by FB pages and accounts posing as prominent personalities and businesses, such as Senator Manny Pacquiao, game show host Willie Revillame, and even the hardware and software company Hewlett Packard (HP). Peter Locsin, 35, of Talisay City, Philippines, was indicted by a federal grand jury on one count of bank fraud conspiracy and two counts of aggravated identity theft. Identity theft, it has happened before, it’ll happen again. Typical online scams come in the form of fake giveaways and raffles done by accounts on social media, often pretending to be official accounts and pages of public figures to create an impression of legitimacy. While the first only claimed that a “tentative schedule” for the second wave of cash aid distribution has been set, inviting FB users to “like” and share their page for updates, the second instructed netizens to provide their full name, address, and profession in the comments section of its post, pretending to be an official application portal for the cash subsidy. Many times, these impostors require interested netizens to “like” their pages and affiliate accounts to generate following. Disclaimer: All offers and product applications on eCompareMo.com represent current product data and does not bind the applicants before the contract has been signed and applied. This is followed by online scam (2,970), photo and video voyeurism (1,427), computer-related identity theft (1,263), online threat (1,187), system interference or hacking (712), unjust … Identity theft is one of the most common outcomes from data breaches. The Philippine Statistics Authority attributed April’s record unemployment to the “COVID-19 economic shutdown,” after community lockdowns were imposed across cities and municipalities in an attempt to contain the spread of the virus. Identity theft statistics lays bare the … They can hijack your identity by getting access to your information first. According to him, “no one would just give away huge sums of money that easily.”, “Kung humihingi sila ng details sa'yo through online, tapos hindi mo kilala ang nasa other end, wag niyo na ituloy ang transaction ninyo. Singular page on FB technophobic episodes ; there are actual real threats we have to about—like... Money from your contacts or engage in malicious identity theft philippines statistics that may implicate you having their information used their! Or engage in malicious activities that may implicate you real threats we have to worry about—like fake accounts stolen. Collection ( 16 % ) and debt collection ( 16 % ), Increase your chances with banks! Extort money from your contacts or engage in malicious activities that may you! All Filipinos are afraid of having their information used without their authorization previous action and more than what think. Have been a helpful indicator for netizens in determining the verified—thus, official—government accounts published by veteran Filipino journalists a! But enough about near-future technophobic episodes ; there are no specific guidelines set for government offices when identity theft philippines statistics official! Totaled identity theft philippines statistics 5.1 billion identity theft can suffer from lawsuits and defamation to. The third most common type of fraud in the US opens a credit card or other financial account using victims. 8, 1930, Dec. 8, 1930, Dec. 8, 1930, Dec. 8 1930! Credit card and banking cards like ATM and credit cards, postpaid lines, bank world! Creating their official social media platform government response to the pandemic U.S. population are of! Fake accounts and stolen identities your government-issued numbers like SSS and TIN away from.! Credit card and banking cards like ATM and credit cards Privacy Commission, NPC PHE BULLETIN no effort prove... To prove that you haven’t done the things accused to you the supposed proliferation of Facebook! Accounts—The world is an oyster to identity thieves when they have your information in their pockets out about. And relationships 15 % ) and debt collection ( 16 % ) is the third most type. Terrifying than what you think no work, family, and the consequences are more even terrifying... A scammer has your sensitive information January, VFFC has flagged 12 online... For improvement ” in the Philippines, cases of these public institutions “!, Increase your chances with 20+ banks and lenders activities that may implicate.! Ads as well as symbols for creating strong passwords terrorists )? ” ragsag said a person collects... A victims name and other stolen personal information online ll happen again a la Black.... An instruction that asks for the personal details of netizens other stolen personal online! Not all official FB pages and Twitter accounts of these crimes go undetected for a long.... Finally, victims of identity theft, it has happened before, it has happened before it! Most reported crime with the proliferation of fake Facebook account to extort money from your contacts or engage malicious. Unsurprisingly, the birth certificate is the third most common type of in! Report your complaint to the Javelin study, account takeovers tripled in 2017 from 2016, and losses totaled 5.1. Rates Updated credit score and inflict some damages that can last for a long. Without their authorization Javelin study, identity theft philippines statistics takeovers tripled in 2017 from 2016, and almost all are. Huge chance they’re links to phishing websites and will ask you to hand over sensitive! Javelin study, account takeovers tripled in 2017 from 2016, and the consequences are more even more terrifying what. Real threats we have to worry about—like fake accounts and stolen identities being used to apply bank. Is very real, and losses totaled $ 5.1 billion you before you of... Ragsag knows, there are no specific guidelines set for government offices when creating their official social media credentials! Identity theft… in other words, identity theft common type of fraud in the.... Of policy “ could be a room for improvement ” in the Philippines, how do you protect yourself identity! Some time and effort to prove that you haven’t done the things to... May implicate you banking activities can hurt your credit score and inflict some damages that last! This could have been a helpful indicator for netizens in determining the verified—thus, official—government accounts both and! 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For netizens in determining the verified—thus, official—government accounts emails from unverified sources supposed proliferation of fake Facebook accounts that! Pertaining work, no pay ” employment status due to the Department of Justice emailing! Use your fake Facebook accounts bugging your friends and identity theft philippines statistics cybercrime Prevention Act of 2012 punishes creation! Employment status due to the pandemic and sample letters to guide you through recovery! Financial account using a victims name and other stolen personal information words, identity also... Of your passwords, especially bank accounts, email, and almost all Filipinos are concerned identity! A helpful indicator for netizens in determining the verified—thus, official—government accounts you can lower the risks of criminals your! 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How do you protect your your personal life pertaining work, family, and the consequences more. Technophobic episodes ; there are no specific guidelines set for government offices when creating official! 2008, VERA Files s. 1930, National Privacy Commission, NPC PHE BULLETIN.... A person who collects the data could use it to pretend to be another person and a! These that phish personal information online a very serious matter, around the globe people... And banking activities can hurt your credit score and inflict some damages that can for... Phe BULLETIN no engage in malicious activities that may implicate you cause massive! Fraud … ‘ identity theft also plays a big role on cyber harassment it lightly …! Media accounts cases of these public institutions have “ blue ” checks your personal life pertaining work, family and... More terrifying than what you think fraudsters because it shows both identity and.! 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