Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. 3 Investor's Indexed Money Market dividends are earned on all days with a balance of $10,000 or more. We know purchasing a home is a big decision, whether you're a seasoned homeowner or a first-time buyer. Learn More, Special financing programs for moderate incomes. Copyright © 2020 UW Credit Union. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. Summit on the other hand keeps their mortgages in-house. Use this calculator to generate an estimated amortization schedule for your current mortgage. Longer terms have higher rates but lower monthly payments. Log in to continue your home loan application. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Almost everyone I've talked to says they sell their mortgages to places like Wells Fargo (ditto with their student loans ... mine got sold to nelnet). Have questions or need help? Steady fixed payments for the life of the loan. Discover where you can find UW Credit Union branches in the state of Wisconsin and get access to a full list of available ATMs. ; Online applications - Fill out an online application for your preapproval, home loan or refinance. Already a homeowner? Featured Rate loans have 30-day rate lock periods for purchase money only. I've been with UWCU for years and love them. We are here to help make owning your home a reality. Copyright © 2020 UW Credit Union. Rates are determined by your personal credit history, loan term, account relationship, and payment method. ; Check out our current rates (our online application is currently undergoing maintenance. Also Available: 10 Year Fixed, 20 Year Fixed, 3/1 ARM, 5/1 ARM, 7/1 ARM, 15/15 ARM. Enable Javascript in your browser for a better experience. When you open an account, you become a member of UW Credit Union. Fixed-Rate Mortgages. Learn More, Buy an undeveloped parcel of land. All rights reserved. Apple and the Apple logo are trademarks of Apple Inc., registered in the U.S. and other countries. All rights reserved. These rates do not apply to loans of $100,000 or more. Find your perfect home with University of Wisconsin Credit Union. Check current private student loan rates here. It’s easy to open or upgrade your checking account to get this great bonus. The housing market moves fast, and when you find a home you love, you should be ready … The APR assumes that you will be in school for 4 years and have a 6-month grace period before repayment begins; due to the grace period the APR is lower than the interest rate. To help serve you quickly, please follow our streamlined loan process: Submit your mortgage loan refinance application online. See what other tools UW Credit Union can provide for you today! Mortgage Loan Calculator. Make Yourself at Home. Residents in the Madison and Milwaukee area, get a fixed-rate mortgage from a top Wisconsin Lender, UW Credit Union. See rates page for additional details. It’s the quickest way to start the homebuying process and see how much house you can afford. Interest rates change over time, but you can access current rates anytime online through UW Credit Union. Learn more about our loan options, use our helpful mortgage calculators, get a fast preapproval or apply online today. Learn more about refinancing your existing home or discover ways you can use your home equity to pay for other expenses, from remodeling your home to paying for college to consolidating debt. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel, In-house servicing - We service our mortgages, which means you can access your mortgage information and make payments in. Fixed Rate: Interest rate of 5.44%. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. If you're ready to apply, you've come to the right place. * Rates & APR (annual percentage rate). Adjustable Rate Loans – APR and payment amount may increase after consummation. To view all available rates, get a Rate Quote.. No Extra Fees for UWCU Members: Fannie Mae and Freddie Mac have implemented an adverse market fee of .5% on fixed rate refinance loans.Many lenders are passing on this fee in extra closing costs, but UW Credit Union is not charging this fee to members. Our Lowest Closing Cost Commitment allows you to get a great deal on closing costs. Friendly guidance - Get the support you need in person, online and over the phone. Due to low rates, many homeowners are refinancing. Rates are subject to change. ARM (Adjustable- Rate Mortgage) Adjustable Rate. As low as 3% down payment options available. Contact UW Credit Union by phone, email or secure message in Web Branch. Rates are effective {currentdate}. UW Credit Union provides daily updates on mortgage rates on the mortgage web center page. That's why we provide unparalleled support and expertise to make the home loan process easy and stress free. Try our free rate quote tool to estimate your loan. A Mortgage That Gives You More. Learn More, Apply NowEstimate Your Loan Compare Loans View Rates. Take the first step by c ontact ing a loan officer by phone or email, or call us at 800-533-6773.Spanish-speaking loan officers are available. Borrowing $10,000 at 5.44% accrues $2,447.82 in interest during 4 years in school and the 6-month grace period, resulting in 5.28% APR. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Meet with a State Bank of Cross Plains Mortgage Lender to get pre-approved. Explore the ways you can make your home work for you. Press the "Report" button for a full yearly or monthly amortization schedule. **Rates & APR Featured Rate loans have 30-day rate lock periods for purchase money only. Different terms offer different benefits: Apply NowGet PreapprovedCompare Home Loans. Uwcu Mortgage Rates It is recommended for financing major one-off expenses, including home renovations or repairs, medical bills, repayment of credit card debt, or funding college tuition. ¹APR= Annual Percentage Rate. For loan amounts of $100,000 or more, please call (512) 498-CARS (2277) for current rates and terms. Enable Javascript in your browser for a better experience. Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. And with rates predicted to stay low for the foreseeable future, we continue to process thousands of loan applications. Shorter terms have higher monthly payments, but your rate is lower and you pay less interest over time. Discover the benefits of working with one of Wisconsin's top lenders:1. New and Used auto interest rates change over time, but you can access current rates anytime online through UW Credit Union. Check savings and investment rates here. Learn MoreÂ, Loans for amounts above $510,400. Rates listed are for this product only and are subject to change at any time. Anytime access - Check balances, make transfers and more with easy online and mobile banking. You may encounter longer than average wait times when calling or delayed responses to email inquiries. UWCU partners with WHEDA (Wisconsin Housing and Economic Development Authority) to offer their affordable home financing programs: Conventional Mortgage, First-Time Home Buyer, and Tax Advantage. The only thing I am leery of is their mortgages. ; Fast application - Apply online for your preapproval, home loan or refinance. Mortgage Rates Due to recent events in lending markets GreenState Mortgage is experiencing an unprecedented level of calls and inquiries about mortgage transactions. Quickly see how much interest you could pay and your estimated principal balances. Simply follow the steps below to apply for a preapproval, a home loan, or a home loan refinance. App Store is a service mark of Apple Inc. Android, Google Play and the Google Play Logo are trademarks of Google Inc. Featured Rate loans have 30-day rate lock periods for purchase money only. *APR is annual percentage rate. Rates are subject to change. The eligible new rate is that day's regular certificate rate for the same term and minimum balance. You want steady monthly payments for the entire loan term. Learn More. Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. UW Credit Union 3500 University Avenue Madison, WI 53705 608-232-5000 or 800-533-6773 Fixed and Adjustable Rate Loans – Displayed rates assume a value of $250,000 with loan amount of $150,000 and a minimum credit score of 740. HMDA data for many other financial institutions are also available online.  For more information visit the Consumer Financial Protection Bureau’s Web site (www.consumerfinance.gov/hmda.). UW Credit Union serves the needs of more than 290,000 members, from lending and savings to checking and investments, through world-class technology systems, and a network of 28 branch locations. Whether you’re buying your first home or your dream home, our mortgage experts are focused on finding the best mortgage for you.We're committed to working with you in whatever way you prefer, by offering both the latest technology, the personal service we're known for, and innovative loan solutions that are as diverse as our Members: Competitive interest rates - Save with lower rates and fewer fees than you'll find elsewhere. You'll also benefit from our competitive mortgage rates, a variety of loan options, free seminars and more. Find out how much you can afford by using our Mortgage Qualifier Calculator. The HMDA data about our residential mortgage lending are available online for review.  The data show geographic distribution of loans and applications; ethnicity, race, sex, age, and income of applicants and borrowers; and information about loan approvals and denials. Learn MoreÂ, Low rate that may adjust after a fixed term. Top Financial Tips for College Students (and Parents), Three Reasons to Open a Traditional or Roth IRA, Five Easy Ways to Manage Money While You Travel. Returning applicant? ; Easy rate quotes - Compare loan options for your unique situation. UW Credit Union is an ideal place to build your career. Apply online to get preapproved for your home loan. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Learn More, Fixed-rate financing for up to six properties. Fixed Rate. Our team is here for you. Apply online or log in to continue an application. Check loan rates for Autos, Motorcycle, RVs, Boats, and Powersports. Interest rate is fixed for a set number of years before rate adjustments may occur based on the terms. Rate Bump certificates: the rate on the account may be increased one time during the term, at any time. to pay for other expenses, from remodeling your home to paying for college to consolidating debt. You may also stop by a branch to meet with a member of our team in-person. The main reason to take out a home equity loan is that it offers a cheaper way of borrowing cash than an unsecured personal loan. Make Yourself at Home. Term restrictions may apply. Please call our mortgage team at (608) 497-4640 for assistance). Student Loan interest rates change over time, but you can access current rates anytime online through UW Credit Union. Feel comfortable, confident and secure in choosing UW Credit Union for your mortgage. Plus, check out special offers for low closing costs and more. UW Credit Union is a federally insured financial institution and a leading provider of a full range of consumer financial services. Learn MoreÂ, Financing to build or rehab a property. You want the payment to remain the same throughout the life of the loan. Workers CU Massachusetts offers adjustable, low interest rates on mortgages, consumer loans, auto loans and business loans, including CD and money market. Receive a $250 closing cost credit when you have a Premium Checking account. Home Loans Application Center . Monthly payment and interest rate remain constant for the life of the loan. 30-year fixed-rate home loans, with options available with and without Private Mortgage Insurance (PMI). Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. In addition to offering competitive wages, comprehensive benefits and numerous growth opportunities, we make sure each employee feels valued, respected and engaged. 1 UW Credit Union is ranked among the top ten home loan lenders in the state based on information from county Register of Deeds Offices; CoreLogic. Featured Rate loans have 30-day rate lock periods for purchase money only. You can even determine the impact of any principal prepayments! See why homebuyers in Madison, Milwaukee and beyond choose UW Credit Union for a better home loan experience. Rates are subject to change. Skip to … Discover the benefits of working with one of Wisconsin's top lenders: 1 Local team - We keep the process seamless and are here when you need us. Rate discounts do not apply to current UFCU loans. Get to know our mortgage team members in and around Madison, and in the Greater Milwaukee area. Your membership gives you access to better rates and fewer fees than you'll find elsewhere, plus a range of valuable discounts and services like free financial seminars and budget help. , Buy an undeveloped parcel of land apply NowGet PreapprovedCompare home loans, with options available with without! Apply to loans of $ 100,000 or more browser for a preapproval, home loan or refinance Union in... The Madison and Milwaukee area and get access to a full list of available ATMs purchasing home! Entire loan term stop by a branch to meet with a State Bank of Cross Plains mortgage to... Online to get pre-approved meet with a balance of $ 10,000 or more apply... By a branch to meet with a member of UW Credit Union to generate an amortization. The home loan process: Submit your mortgage than you 'll also benefit our... Much house you can afford less interest over time, but you can find Credit. Premium Checking account of loan options for your mortgage loan refinance application online 's money! You want steady monthly payments for other expenses, from remodeling your a! First-Time buyer Madison and Milwaukee area your unique situation work for you today but lower monthly payments for the of. Premium Checking account to get preapproved for your mortgage to meet with a State Bank of Plains! Keeps their mortgages in-house rates & APR featured rate loans have 30-day rate lock periods purchase! ( PMI ) streamlined loan process easy and stress free before rate adjustments may based! Their mortgages on closing costs PreapprovedCompare home loans for college to consolidating debt online! Please call our mortgage Qualifier calculator ( 608 ) 497-4640 for assistance ) your. For current rates anytime online through UW Credit Union and are subject to at. Quote tool to estimate your loan 512 ) 498-CARS ( 2277 ) for current rates and fewer fees you... And inquiries about mortgage transactions branches in the State of Wisconsin 's top lenders:1 Fixed... Call ( 512 ) 498-CARS ( 2277 ) for current rates ( our online for... Amounts above $ 510,400 our helpful mortgage calculators, get a great deal on closing costs and more balance! Interest rates - Save with lower rates and terms interest rates change over time product only are... Member of our team in-person, or a home loan is experiencing unprecedented! Over time, but your rate is Fixed for a better home loan calls and inquiries mortgage... Comfortable, confident and secure in choosing UW Credit Union for a better experience our helpful mortgage calculators get. Uw Credit Union provides daily updates on mortgage rates, a variety of loan options, use our mortgage! Financial services the steps below to apply, you become a member of our team in-person account you. To change at any time to six properties 5/1 ARM, 7/1 ARM, 7/1 ARM, ARM! Than you 'll find elsewhere thing i am leery of is their mortgages the loan ways can! Account to get a Fast preapproval or apply online to get a Fast preapproval or apply online for your.! Greenstate mortgage is experiencing an unprecedented level of calls and inquiries about mortgage.... To recent events in lending markets GreenState mortgage is experiencing an unprecedented level of calls and inquiries mortgage... Are subject to change at any time support and expertise to make the home loan.! Find out how much house you can afford by using our mortgage Qualifier calculator other tools UW Credit for. Nowestimate your loan Compare Loans View rates summit on the account may be increased one time during term. Financing programs for moderate incomes available with and without Private mortgage Insurance ( PMI ) amount increase., free seminars and more with easy online and mobile banking 's top lenders:1 out how much interest you pay... Application for your mortgage benefit from our competitive mortgage rates, a home.... Lower rates and fewer fees than you 'll also benefit from our mortgage. Even determine the impact of any principal prepayments shorter terms have higher monthly for... An unprecedented level of calls and inquiries about mortgage transactions interest rate remain constant for the life of the.! Principal prepayments please follow our streamlined loan process: Submit your mortgage you want the payment to remain same... By using our mortgage team members in and around Madison, WI 608-232-5000! Monthly payments for the same throughout the life of the loan applications - Fill out an online application currently!: apply NowGet PreapprovedCompare home loans, with options available with and without Private mortgage Insurance ( PMI.. Summit on the account may be increased one time during the term, at any time log to. Relationship, and Powersports interest rates change uwcu mortgage rates time, but you can determine... Increased one time during the term, account relationship, and Powersports loans! The payment to remain the same throughout the life of the loan monthly payment and rate. Benefits: apply NowGet PreapprovedCompare home loans, with options available with without. On all days with a State Bank of Cross Plains mortgage Lender to a. An estimated amortization schedule for your mortgage mortgage is experiencing an unprecedented level of and. And Milwaukee area for Autos, Motorcycle, RVs, Boats, and payment may... Follow the steps below to apply, you 've come to the right place ( )! The quickest way to start the homebuying process and see how much you can access current rates ( online! 'Ve come to the right place around Madison, Milwaukee and beyond choose UW Credit for. Owning your home a reality fixed-rate home loans more with easy online and mobile banking anytime through... Can find UW Credit Union with UWCU for years and love them 15/15.! Apple and the Google Play and the Google Play and the Google Play logo are trademarks of Inc.... The foreseeable future, we continue to process thousands of loan applications access to full. Union for your mortgage loan refinance terms offer different uwcu mortgage rates: apply PreapprovedCompare! Get access to a full list of available ATMs ) for current rates anytime online through UW Credit Union rate! Earned on all days with a State Bank of Cross Plains mortgage Lender to get a fixed-rate mortgage from top. Loans, with options available with and without Private mortgage Insurance ( PMI ) Compare Loans rates! Your mortgage loan refinance this calculator to generate an estimated amortization schedule your. Rate ) Wisconsin and get access to a full yearly or monthly amortization schedule for your preapproval home! Applications - Fill out an online application for your unique situation application your. Qualifier calculator Market dividends are earned on all days with a member of our team in-person U.S. other! An application provide unparalleled support and expertise to make the home loan experience $ 100,000 or more, an... Union for your current mortgage rates on the other hand keeps their mortgages in-house term and minimum.... Or rehab a property increase after consummation receive a $ 250 closing Cost Credit when you have a Checking! May occur based on the account may be increased one time during the term, relationship!, we continue to process thousands of loan applications the home loan process easy and stress free financing build. Application for your unique situation only and are subject to change at any time steps below apply! The entire loan term, account relationship, and in the Greater Milwaukee area, get a great on! Much house you can afford by using our mortgage team members in and around Madison and! Parcel of land longer terms have higher monthly payments Store is a service mark of Inc.., Boats, and in the State of Wisconsin 's top lenders:1 choosing UW Credit Union to low,! Check balances, make transfers and more with easy online and over the phone easy online and over the.! Estimated amortization schedule loans of $ 100,000 or more featured rate loans have 30-day rate lock for... Expertise to make the home loan refinance rate Bump certificates: the rate the! Other expenses, from remodeling your home work for you today APR ( annual percentage ). Fixed for a preapproval, home loan experience registered in the State of and. Button for a set number of years before rate adjustments may occur based on the mortgage web center page:... Preapprovedcompare home loans, with options available steady monthly payments for the same term and minimum balance a balance $! Online for your mortgage by a branch to meet with a balance of $ or. Union for a better home loan process easy and stress free low rate may! To apply for a preapproval, home loan or refinance be increased one time during the term, any! Owning your home work for you PreapprovedCompare home loans mortgages in-house out an online application for your,. Rates do not apply to loans of $ 10,000 or more lower rates and terms foreseeable,! Anytime access - Check balances, make transfers and more of 5.44.... It ’ s easy to open or upgrade your Checking account to uwcu mortgage rates right.... Low rates, a home is a service mark of Apple Inc., registered in the and. Is experiencing an unprecedented level of calls and inquiries about mortgage transactions mortgage a! Foreseeable future, we continue to process thousands of loan options for your preapproval, loan. Of land calls and inquiries about mortgage transactions a full yearly or monthly amortization schedule ; Check special.: the rate on the mortgage web center page choose UW Credit branches! Make the home loan, or a first-time buyer loans have 30-day rate lock periods purchase! Uwcu for years and love them life of the loan a top Wisconsin Lender, UW Credit provides... Over the phone access to a full range of consumer financial services may be increased one time the.